Flexible Care

Accessible Excellence in Every Treatment

The right treatment plan should be the one that is clinically correct, not the one your budget happened to allow this month. We partner with leading healthcare financing providers to make that possible.

Your Options

Flexible Payment Plans

Monthly Installments

6–24

months

Spread the cost of your aesthetic journey over 6 to 24 months with competitive interest rates.

  • From as low as $99 per month
  • Choose the term that fits your budget
  • No prepayment penalty
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Deferred Payments

90

days, no payments

Delay your first payment by up to 90 days — begin treatment now and start paying later.

  • No payments for the first 3 months
  • Begin your plan immediately
  • Combine with an installment term
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Simple Application Process

Three Steps

01

Check eligibility

A simple pre-qualification form takes a couple of minutes and uses a soft credit check — it will not affect your credit score. You typically get an instant online decision.

02

Select your plan

Choose the term and structure that matches your lifestyle and budget — anywhere from 3 to 24 months, with or without a deferred start.

03

Begin treatment

Once approved, you book in and we begin. Your treatment plan is not held up waiting for a payment to clear.

Worked Examples

What This Looks Like

Illustrative figures on the 0% APR six-month plan, so you can see the shape of it before you apply.

  • Botox® across three areas $850 total · 6 months at 0% APR
    $142 per month
  • Full facial balancing — 3 syringes $1,250 total · 6 months at 0% APR
    $208 per month
  • Micro-needling course of six with PRP $2,400 total · 12 months
    $200 per month
  • 16-week hair regrowth program $3,200 total · 24 months
    $133 per month

Figures are illustrative only and exclude applicable taxes. Actual terms, rate and monthly payment depend on the financing provider, the approved amount and your credit profile. Financing is subject to approval and is provided by a third party, not by AMAC.

Financing FAQ

Questions About Paying

Pre-qualification uses a soft credit check, which does not affect your score and is not visible to other lenders. A hard check is only performed if you accept an offer and proceed with a full application.

Most applicants receive an instant online decision. Occasionally a provider will ask for additional documentation, which adds a business day or two.

Any treatment plan can be financed. The 0% APR promotional rate applies to select medical treatments and to plans above a minimum value — we will tell you at consultation which promotion your plan qualifies for.

Yes. Our financing partners do not charge prepayment penalties, so you can settle the balance at any point without additional cost.

We will restructure the plan. Most treatments can be staged across a longer period so each visit is individually affordable, and our membership programs spread cost monthly without any credit application at all.

Cosmetic treatments are not covered by OHIP or private insurance. Certain medical indications may be reimbursable — masseter Botox® for bruxism, and GLP-1 medication under some private drug plans. We provide the documentation your insurer will ask for.

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Find out what you qualify for

Ask us at your consultation and we will walk you through the options against your actual treatment plan — not a generic estimate.